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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,841 | $73,787-75.8% | $98,716-81.9% | $82,448-78.4% |
| Participation rate | 97.4% | 61.4%+36.0pp | 69.3%+28.1pp | 68.1%+29.3pp |
| Annual return | 18.10% | 18.57%-0.5pp | 31.81%-13.7pp | 41.64%-23.5pp |
| Employer contribution / active EE | $1,592 | $1,511+5.3% | $2,279-30.1% | $2,551-37.6% |
| Participant deferral / active EE | $2,467 | $3,081-19.9% | $4,048-39.1% | $4,139-40.4% |
| Admin fee / account holder | $2,197 | $6,500-66.2% | $8,703-74.8% | $7,234-69.6% |