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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,735 | $81,276+160.5% | $155,574+36.1% | $80,925+161.6% |
| Participation rate | 62.0% | 66.2%-4.2pp | 78.2%-16.2pp | 67.7%-5.7pp |
| Annual return | 16.26% | 33.36%-17.1pp | 64.87%-48.6pp | 35.65%-19.4pp |
| Employer contribution / active EE | $919 | $3,103-70.4% | $4,676-80.3% | $2,756-66.7% |
| Participant deferral / active EE | $9,633 | $3,453+179.0% | $5,629+71.1% | $4,299+124.1% |
| Admin fee / account holder | $6,139 | $7,993-23.2% | $15,914-61.4% | $6,940-11.5% |