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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,908 | $77,908+113.0% | $149,696+10.8% | $75,173+120.7% |
| Participation rate | 69.2% | 65.6%+3.7pp | 78.8%-9.5pp | 67.2%+2.0pp |
| Annual return | 18.50% | 31.73%-13.2pp | 134.46%-116.0pp | 160.72%-142.2pp |
| Employer contribution / active EE | $819 | $3,138-73.9% | $4,821-83.0% | $2,671-69.3% |
| Participant deferral / active EE | $9,437 | $3,411+176.6% | $5,682+66.1% | $4,126+128.7% |
| Admin fee / account holder | $3,575 | $5,950-39.9% | $13,212-72.9% | $5,651-36.7% |