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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,774 | $175,231-24.2% | $149,696-11.3% | $139,466-4.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.34% | 166.77%-160.4pp | 134.46%-128.1pp | 373.66%-367.3pp |
| Employer contribution / active EE | $5,797 | $5,478+5.8% | $4,821+20.3% | $4,754+21.9% |
| Participant deferral / active EE | $20,482 | $6,521+214.1% | $5,682+260.5% | $6,712+205.2% |
| Admin fee / account holder | $200,012 | $16,155+1138.1% | $13,212+1413.9% | $11,409+1653.2% |