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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,631 | $209,422+48.3% | $178,503+74.0% | $158,982+95.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -8.07% | 188.81%-196.9pp | 151.12%-159.2pp | 302.99%-311.1pp |
| Employer contribution / active EE | $5,375 | $5,707-5.8% | $5,011+7.3% | $4,763+12.8% |
| Participant deferral / active EE | $17,717 | $5,955+197.5% | $5,202+240.6% | $5,983+196.1% |
| Admin fee / account holder | $12 | $17,079-99.9% | $13,987-99.9% | $11,252-99.9% |