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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,087 | $96,731-13.1% | $123,973-32.2% | $86,983-3.3% |
| Participation rate | 92.1% | 70.0%+22.1pp | 76.7%+15.4pp | 69.5%+22.6pp |
| Annual return | 17.48% | 17.33%+0.2pp | 388.13%-370.6pp | 25.83%-8.3pp |
| Employer contribution / active EE | $2,392 | $3,297-27.4% | $4,126-42.0% | $2,584-7.4% |
| Participant deferral / active EE | $4,311 | $4,152+3.8% | $5,247-17.8% | $4,194+2.8% |
| Admin fee / account holder | $1,282 | $8,722-85.3% | $11,799-89.1% | $7,856-83.7% |