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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,843 | $64,729-13.7% | $112,263-50.3% | $68,490-18.5% |
| Participation rate | 86.2% | 67.2%+19.1pp | 75.1%+11.1pp | 67.9%+18.3pp |
| Annual return | -15.83% | -11.40%-4.4pp | 27.49%-43.3pp | -7.85%-8.0pp |
| Employer contribution / active EE | $2,668 | $2,746-2.8% | $3,636-26.6% | $2,597+2.8% |
| Participant deferral / active EE | $3,801 | $3,566+6.6% | $4,729-19.6% | $4,028-5.6% |
| Admin fee / account holder | $6,860 | $5,222+31.4% | $6,410+7.0% | $5,403+27.0% |