Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,657 | $78,013-63.3% | $178,449-83.9% | $80,911-64.6% |
| Participation rate | 51.7% | 65.7%-14.0pp | 77.1%-25.4pp | 67.6%-15.9pp |
| Annual return | 9.86% | 18.07%-8.2pp | 27.09%-17.2pp | 35.63%-25.8pp |
| Employer contribution / active EE | $1,277 | $2,287-44.2% | $3,951-67.7% | $2,756-53.7% |
| Participant deferral / active EE | $1,418 | $4,408-67.8% | $6,277-77.4% | $4,297-67.0% |
| Admin fee / account holder | $4,935 | $7,166-31.1% | $10,362-52.4% | $6,935-28.8% |