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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,958 | $52,678+34.7% | $75,784-6.4% | $59,633+19.0% |
| Participation rate | 95.7% | 67.2%+28.5pp | 75.8%+19.9pp | 68.7%+27.1pp |
| Annual return | -5.35% | 2.95%-8.3pp | 9.68%-15.0pp | 2041.45%-2046.8pp |
| Employer contribution / active EE | $1,990 | $2,193-9.3% | $3,323-40.1% | $2,203-9.6% |
| Participant deferral / active EE | $4,237 | $2,591+63.6% | $3,652+16.0% | $3,192+32.8% |
| Admin fee / account holder | $1,591 | $3,610-55.9% | $5,300-70.0% | $4,297-63.0% |