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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,743 | $185,883+6.9% | $170,043+16.9% | $139,466+42.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 11.92% | 60.54%-48.6pp | 53.40%-41.5pp | 373.66%-361.7pp |
| Employer contribution / active EE | $11,108 | $7,596+46.2% | $6,790+63.6% | $4,754+133.7% |
| Participant deferral / active EE | $15,849 | $11,626+36.3% | $10,410+52.2% | $6,712+136.1% |
| Admin fee / account holder | $1,720 | $15,393-88.8% | $12,824-86.6% | $11,409-84.9% |