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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,576 | $184,000-24.1% | $162,185-13.9% | $152,909-8.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 12.36% | 150.80%-138.4pp | 115.61%-103.2pp | 345.46%-333.1pp |
| Employer contribution / active EE | $9,241 | $6,370+45.1% | $5,613+64.6% | $4,764+94.0% |
| Participant deferral / active EE | $9,515 | $8,033+18.4% | $7,297+30.4% | $5,851+62.6% |
| Admin fee / account holder | $7,000 | $13,124-46.7% | $10,844-35.4% | $11,601-39.7% |