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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,636 | $106,280-64.6% | $96,538-61.0% | $139,487-73.0% |
| Participation rate | 58.8% | 77.8%-19.0pp | 74.3%-15.5pp | 80.3%-21.5pp |
| Annual return | 14.98% | 38.48%-23.5pp | 35.74%-20.8pp | 373.84%-358.9pp |
| Employer contribution / active EE | $2,088 | $4,107-49.2% | $3,740-44.2% | $4,755-56.1% |
| Participant deferral / active EE | $5,523 | $5,457+1.2% | $4,880+13.2% | $6,713-17.7% |
| Admin fee / account holder | $30,742 | $7,888+289.7% | $6,737+356.3% | $11,407+169.5% |