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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,513 | $211,946-68.6% | $169,452-60.7% | $135,382-50.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.89% | 3.26%-11.2pp | 1.83%-9.7pp | 519.77%-527.7pp |
| Employer contribution / active EE | $7,843 | $5,117+53.3% | $4,157+88.7% | $4,779+64.1% |
| Participant deferral / active EE | $6,086 | $6,075+0.2% | $5,277+15.3% | $5,609+8.5% |
| Admin fee / account holder | $934 | $11,472-91.9% | $9,110-89.7% | $10,829-91.4% |