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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,377 | $201,264+7.0% | $184,185+16.9% | $145,978+47.5% |
| Participation rate | 57.1% | 87.5%-30.4pp | 86.8%-29.7pp | 80.3%-23.1pp |
| Annual return | 14.90% | 29.00%-14.1pp | 28.81%-13.9pp | 550.52%-535.6pp |
| Employer contribution / active EE | $3,721 | $7,021-47.0% | $6,426-42.1% | $4,662-20.2% |
| Participant deferral / active EE | $5,098 | $9,806-48.0% | $9,132-44.2% | $6,690-23.8% |
| Admin fee / account holder | $1,677 | $16,376-89.8% | $13,909-87.9% | $13,400-87.5% |