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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,638 | $227,597-54.9% | $189,575-45.9% | $167,536-38.7% |
| Participation rate | 85.7% | 82.5%+3.2pp | 78.4%+7.3pp | 82.1%+3.6pp |
| Annual return | 26.63% | 78.44%-51.8pp | 64.19%-37.6pp | 478.82%-452.2pp |
| Employer contribution / active EE | $5,916 | $5,316+11.3% | $4,412+34.1% | $4,839+22.3% |
| Participant deferral / active EE | $12,019 | $7,002+71.6% | $6,174+94.7% | $6,342+89.5% |
| Admin fee / account holder | $2,633 | $11,877-77.8% | $9,806-73.1% | $12,315-78.6% |