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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,987 | $102,429-20.9% | $147,096-44.9% | $80,925+0.1% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 10.89% | 135.02%-124.1pp | 419.75%-408.9pp | 35.65%-24.8pp |
| Employer contribution / active EE | $3,841 | $3,716+3.4% | $4,936-22.2% | $2,756+39.4% |
| Participant deferral / active EE | $5,188 | $6,649-22.0% | $8,071-35.7% | $4,299+20.7% |
| Admin fee / account holder | $24,313 | $7,957+205.6% | $13,005+86.9% | $6,940+250.3% |