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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,381 | $98,776-39.9% | $149,745-60.3% | $79,856-25.6% |
| Participation rate | 79.3% | 75.8%+3.5pp | 82.5%-3.2pp | 69.6%+9.7pp |
| Annual return | 5.29% | 27.38%-22.1pp | 276.72%-271.4pp | 31.71%-26.4pp |
| Employer contribution / active EE | $670 | $3,217-79.2% | $4,646-85.6% | $2,471-72.9% |
| Participant deferral / active EE | $2,694 | $5,681-52.6% | $6,843-60.6% | $3,741-28.0% |
| Admin fee / account holder | $67,275 | $6,053+1011.5% | $9,312+622.5% | $5,306+1167.8% |