Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,988 | $47,848+14.9% | $81,473-32.5% | $70,126-21.6% |
| Participation rate | 39.2% | 58.3%-19.0pp | 68.0%-28.7pp | 69.5%-30.3pp |
| Annual return | 15.97% | 27.25%-11.3pp | 38.78%-22.8pp | 73.15%-57.2pp |
| Employer contribution / active EE | $0 | $1,527-100.0% | $2,568-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,883 | $2,453+58.3% | $3,537+9.8% | $3,332+16.6% |
| Admin fee / account holder | $14,185 | $3,145+351.1% | $4,561+211.0% | $4,645+205.3% |