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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,497 | $217,432-75.4% | $185,849-71.2% | $167,536-68.1% |
| Participation rate | 91.3% | 86.1%+5.3pp | 81.7%+9.6pp | 82.1%+9.2pp |
| Annual return | 39.80% | 148.42%-108.6pp | 122.10%-82.3pp | 478.82%-439.0pp |
| Employer contribution / active EE | $3,434 | $5,875-41.5% | $5,169-33.6% | $4,839-29.0% |
| Participant deferral / active EE | $8,454 | $6,357+33.0% | $5,569+51.8% | $6,342+33.3% |
| Admin fee / account holder | $482 | $19,818-97.6% | $16,244-97.0% | $12,315-96.1% |