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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,063 | $209,422-80.9% | $178,503-77.6% | $158,982-74.8% |
| Participation rate | 94.1% | 86.4%+7.8pp | 81.9%+12.2pp | 82.0%+12.2pp |
| Annual return | 35.62% | 188.81%-153.2pp | 151.12%-115.5pp | 302.99%-267.4pp |
| Employer contribution / active EE | $5,192 | $5,707-9.0% | $5,011+3.6% | $4,763+9.0% |
| Participant deferral / active EE | $10,479 | $5,955+76.0% | $5,202+101.4% | $5,983+75.1% |
| Admin fee / account holder | $2,090 | $17,079-87.8% | $13,987-85.1% | $11,252-81.4% |