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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,032 | $72,269-76.4% | $101,271-83.2% | $79,852-78.7% |
| Participation rate | 98.0% | 68.5%+29.5pp | 75.8%+22.2pp | 69.6%+28.4pp |
| Annual return | 15.58% | 22.29%-6.7pp | 46.48%-30.9pp | 31.72%-16.1pp |
| Employer contribution / active EE | $1,766 | $2,692-34.4% | $3,660-51.8% | $2,471-28.5% |
| Participant deferral / active EE | $3,223 | $3,282-1.8% | $4,371-26.3% | $3,740-13.8% |
| Admin fee / account holder | $1,906 | $4,401-56.7% | $5,948-67.9% | $5,306-64.1% |