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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,610 | $65,364-83.8% | $92,909-88.6% | $72,975-85.5% |
| Participation rate | 97.9% | 68.3%+29.6pp | 76.0%+21.9pp | 69.5%+28.4pp |
| Annual return | 13.74% | 42.11%-28.4pp | 109.44%-95.7pp | 81.01%-67.3pp |
| Employer contribution / active EE | $1,476 | $2,594-43.1% | $3,653-59.6% | $2,440-39.5% |
| Participant deferral / active EE | $1,995 | $3,128-36.2% | $4,238-52.9% | $3,608-44.7% |
| Admin fee / account holder | $338 | $4,251-92.0% | $5,795-94.2% | $5,124-93.4% |