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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,726 | $158,827-64.3% | $121,208-53.2% | $135,382-58.1% |
| Participation rate | 71.4% | 79.3%-7.9pp | 71.8%-0.3pp | 82.6%-11.2pp |
| Annual return | -10.41% | -0.64%-9.8pp | 16.93%-27.3pp | 519.77%-530.2pp |
| Employer contribution / active EE | $1,834 | $5,666-67.6% | $4,023-54.4% | $4,779-61.6% |
| Participant deferral / active EE | $7,456 | $4,006+86.1% | $3,345+122.9% | $5,609+32.9% |
| Admin fee / account holder | $1,343 | $6,514-79.4% | $5,020-73.3% | $10,829-87.6% |