Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,633 | $50,947-12.4% | $74,549-40.1% | $64,173-30.4% |
| Participation rate | 32.4% | 61.1%-28.6pp | 69.1%-36.7pp | 69.6%-37.1pp |
| Annual return | -8.25% | -1.85%-6.4pp | 32.53%-40.8pp | 7.63%-15.9pp |
| Employer contribution / active EE | $664 | $1,115-40.4% | $1,961-66.1% | $2,381-72.1% |
| Participant deferral / active EE | $2,118 | $2,302-8.0% | $3,108-31.9% | $3,470-39.0% |
| Admin fee / account holder | $4,986 | $4,221+18.1% | $5,059-1.4% | $4,887+2.0% |