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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,179 | $115,810-2.3% | $101,271+11.8% | $158,966-28.8% |
| Participation rate | 70.6% | 79.4%-8.8pp | 75.8%-5.2pp | 82.0%-11.4pp |
| Annual return | 11.59% | 56.15%-44.6pp | 46.48%-34.9pp | 302.95%-291.4pp |
| Employer contribution / active EE | $1,771 | $4,175-57.6% | $3,660-51.6% | $4,762-62.8% |
| Participant deferral / active EE | $3,878 | $4,958-21.8% | $4,371-11.3% | $5,983-35.2% |
| Admin fee / account holder | $675 | $7,248-90.7% | $5,948-88.6% | $11,250-94.0% |