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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,347 | $77,816-22.4% | $123,552-51.2% | $64,173-6.0% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | 159.81% | 12.49%+147.3pp | 119.20%+40.6pp | 7.63%+152.2pp |
| Employer contribution / active EE | $3,238 | $3,014+7.4% | $4,628-30.0% | $2,381+36.0% |
| Participant deferral / active EE | $5,041 | $5,240-3.8% | $6,426-21.6% | $3,470+45.3% |
| Admin fee / account holder | $891 | $5,519-83.9% | $9,285-90.4% | $4,887-81.8% |