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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,067 | $85,766-70.8% | $136,298-81.6% | $70,126-64.3% |
| Participation rate | 87.9% | 74.2%+13.7pp | 81.9%+6.0pp | 69.5%+18.3pp |
| Annual return | 23.58% | 31.46%-7.9pp | 5156.27%-5132.7pp | 73.15%-49.6pp |
| Employer contribution / active EE | $2,859 | $2,966-3.6% | $4,696-39.1% | $2,343+22.0% |
| Participant deferral / active EE | $3,971 | $5,051-21.4% | $6,247-36.4% | $3,332+19.2% |
| Admin fee / account holder | $1,344 | $5,421-75.2% | $9,244-85.5% | $4,645-71.1% |