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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,756 | $202,326-36.9% | $172,745-26.0% | $152,870-16.4% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.4%+17.6pp |
| Annual return | 19.46% | 1029.72%-1010.3pp | 802.90%-783.4pp | 345.34%-325.9pp |
| Employer contribution / active EE | $9,106 | $5,858+55.4% | $5,144+77.0% | $4,763+91.2% |
| Participant deferral / active EE | $4,167 | $5,948-29.9% | $5,197-19.8% | $5,850-28.8% |
| Admin fee / account holder | $1,162 | $17,110-93.2% | $13,954-91.7% | $11,597-90.0% |