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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,560 | $99,032+4.6% | $80,022+29.4% | $135,379-23.5% |
| Participation rate | 91.7% | 78.4%+13.3pp | 75.8%+15.8pp | 82.6%+9.0pp |
| Annual return | -6.57% | 15.39%-22.0pp | 11.22%-17.8pp | 519.79%-526.4pp |
| Employer contribution / active EE | $2,519 | $3,043-17.2% | $2,468+2.0% | $4,779-47.3% |
| Participant deferral / active EE | $7,294 | $4,282+70.3% | $3,686+97.9% | $5,609+30.0% |
| Admin fee / account holder | $15,230 | $10,436+45.9% | $6,521+133.6% | $10,828+40.7% |