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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,135 | $57,352+22.3% | $83,830-16.3% | $64,173+9.3% |
| Participation rate | 44.8% | 68.6%-23.8pp | 76.1%-31.3pp | 69.6%-24.7pp |
| Annual return | -4.35% | 11.38%-15.7pp | 850.97%-855.3pp | 7.63%-12.0pp |
| Employer contribution / active EE | $1,187 | $2,546-53.4% | $3,631-67.3% | $2,381-50.2% |
| Participant deferral / active EE | $3,008 | $2,993+0.5% | $4,082-26.3% | $3,470-13.3% |
| Admin fee / account holder | $18,006 | $4,046+345.0% | $5,479+228.7% | $4,887+268.4% |