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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,855 | $63,346+56.1% | $92,240+7.2% | $70,126+41.0% |
| Participation rate | 38.5% | 68.7%-30.2pp | 76.5%-38.0pp | 69.5%-31.1pp |
| Annual return | 12.67% | 530.19%-517.5pp | 176.29%-163.6pp | 73.15%-60.5pp |
| Employer contribution / active EE | $1,781 | $2,471-27.9% | $3,680-51.6% | $2,343-24.0% |
| Participant deferral / active EE | $3,209 | $2,854+12.4% | $3,897-17.7% | $3,332-3.7% |
| Admin fee / account holder | $31,463 | $3,841+719.2% | $5,194+505.7% | $4,645+577.3% |