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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,539 | $209,874-52.6% | $189,537-47.5% | $167,536-40.6% |
| Participation rate | 85.7% | 88.7%-2.9pp | 87.8%-2.1pp | 82.1%+3.6pp |
| Annual return | 23.15% | 748.61%-725.5pp | 555.34%-532.2pp | 478.82%-455.7pp |
| Employer contribution / active EE | $12,705 | $6,913+83.8% | $6,161+106.2% | $4,839+162.6% |
| Participant deferral / active EE | $10,379 | $8,934+16.2% | $8,220+26.3% | $6,342+63.6% |
| Admin fee / account holder | $5,314 | $14,299-62.8% | $12,048-55.9% | $12,315-56.8% |