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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,671 | $197,637-60.2% | $177,848-55.8% | $158,982-50.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 11.94% | 58.77%-46.8pp | 48.33%-36.4pp | 302.99%-291.1pp |
| Employer contribution / active EE | $20,911 | $6,698+212.2% | $5,919+253.3% | $4,763+339.0% |
| Participant deferral / active EE | $13,601 | $8,405+61.8% | $7,714+76.3% | $5,983+127.3% |
| Admin fee / account holder | $131,267 | $15,406+752.0% | $12,431+955.9% | $11,252+1066.7% |