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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,244 | $182,442+83.8% | $163,379+105.2% | $138,895+141.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 13.04% | 72.74%-59.7pp | 63.41%-50.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $1,647 | $4,159-60.4% | $3,752-56.1% | $4,194-60.7% |
| Participant deferral / active EE | $10,434 | $6,817+53.1% | $6,282+66.1% | $6,396+63.1% |
| Admin fee / account holder | $3,922 | $10,396-62.3% | $9,818-60.1% | $12,562-68.8% |