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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,819 | $27,639+26.0% | $61,501-43.4% | $68,490-49.2% |
| Participation rate | 32.1% | 39.5%-7.4pp | 52.6%-20.4pp | 67.9%-35.8pp |
| Annual return | -20.43% | -13.19%-7.2pp | 339.04%-359.5pp | -7.85%-12.6pp |
| Employer contribution / active EE | $1,413 | $696+103.1% | $1,160+21.9% | $2,597-45.6% |
| Participant deferral / active EE | $3,787 | $1,264+199.7% | $2,125+78.3% | $4,028-6.0% |
| Admin fee / account holder | $119 | $2,012-94.1% | $2,132-94.4% | $5,403-97.8% |