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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,352 | $39,036-32.5% | $80,784-67.4% | $85,851-69.3% |
| Participation rate | 30.8% | 41.6%-10.8pp | 54.2%-23.4pp | 69.3%-38.6pp |
| Annual return | 16.33% | 26.31%-10.0pp | 87.31%-71.0pp | 318.63%-302.3pp |
| Employer contribution / active EE | $936 | $722+29.6% | $1,160-19.3% | $2,565-63.5% |
| Participant deferral / active EE | $3,301 | $1,326+148.9% | $2,145+53.9% | $3,952-16.5% |
| Admin fee / account holder | $82 | $2,429-96.6% | $3,380-97.6% | $6,261-98.7% |