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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,989 | $138,393-29.9% | $184,256-47.4% | $80,959+19.8% |
| Participation rate | 70.6% | 83.9%-13.3pp | 86.8%-16.2pp | 67.7%+2.9pp |
| Annual return | 10.96% | 20.01%-9.1pp | 28.85%-17.9pp | 35.67%-24.7pp |
| Employer contribution / active EE | $3,340 | $4,847-31.1% | $6,427-48.0% | $2,757+21.1% |
| Participant deferral / active EE | $3,551 | $7,076-49.8% | $9,133-61.1% | $4,300-17.4% |
| Admin fee / account holder | $2,663 | $10,489-74.6% | $13,899-80.8% | $6,925-61.5% |