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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,989 | $138,385-29.9% | $184,200-47.3% | $80,874+19.9% |
| Participation rate | 70.6% | 83.9%-13.3pp | 86.8%-16.2pp | 67.6%+2.9pp |
| Annual return | 10.96% | 20.02%-9.1pp | 28.80%-17.8pp | 35.62%-24.7pp |
| Employer contribution / active EE | $3,340 | $4,849-31.1% | $6,424-48.0% | $2,756+21.2% |
| Participant deferral / active EE | $3,551 | $7,073-49.8% | $9,132-61.1% | $4,297-17.4% |
| Admin fee / account holder | $2,663 | $10,483-74.6% | $13,907-80.9% | $6,935-61.6% |