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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,519 | $209,422-87.8% | $178,503-85.7% | $158,982-83.9% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.68% | 188.81%-176.1pp | 151.12%-138.4pp | 302.99%-290.3pp |
| Employer contribution / active EE | $1,414 | $5,707-75.2% | $5,011-71.8% | $4,763-70.3% |
| Participant deferral / active EE | $4,616 | $5,955-22.5% | $5,202-11.3% | $5,983-22.9% |
| Admin fee / account holder | $8,813 | $17,079-48.4% | $13,987-37.0% | $11,252-21.7% |