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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,249 | $93,617+43.4% | $135,982-1.3% | $75,177+78.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.29% | 30.89%-16.6pp | 68.32%-54.0pp | 160.75%-146.5pp |
| Employer contribution / active EE | $6,492 | $3,538+83.5% | $4,859+33.6% | $2,671+143.0% |
| Participant deferral / active EE | $7,729 | $6,406+20.7% | $7,760-0.4% | $4,126+87.3% |
| Admin fee / account holder | $4,025 | $6,980-42.3% | $10,767-62.6% | $5,651-28.8% |