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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,107 | $157,304-52.3% | $141,197-46.8% | $152,909-50.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -0.18% | 64.34%-64.5pp | 71.41%-71.6pp | 345.46%-345.6pp |
| Employer contribution / active EE | $4,508 | $5,263-14.3% | $4,736-4.8% | $4,764-5.4% |
| Participant deferral / active EE | $7,445 | $7,111+4.7% | $6,710+10.9% | $5,851+27.2% |
| Admin fee / account holder | $27,360 | $12,126+125.6% | $10,265+166.5% | $11,601+135.8% |