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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,171 | $105,623-72.4% | $87,502-66.7% | $273,972-89.4% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | 5.33% | 12.26%-6.9pp | 12.21%-6.9pp | 41.46%-36.1pp |
| Employer contribution / active EE | $9,047 | $3,141+188.1% | $2,550+254.8% | $4,869+85.8% |
| Participant deferral / active EE | $2,135 | $3,601-40.7% | $3,149-32.2% | $5,287-59.6% |
| Admin fee / account holder | $569 | $4,781-88.1% | $4,221-86.5% | $10,133-94.4% |