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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,335 | $93,617+63.8% | $135,982+12.8% | $75,177+104.0% |
| Participation rate | 84.6% | 75.2%+9.4pp | 81.9%+2.7pp | 67.2%+17.4pp |
| Annual return | 13.52% | 30.89%-17.4pp | 68.32%-54.8pp | 160.75%-147.2pp |
| Employer contribution / active EE | $1,441 | $3,538-59.3% | $4,859-70.3% | $2,671-46.0% |
| Participant deferral / active EE | $7,634 | $6,406+19.2% | $7,760-1.6% | $4,126+85.0% |
| Admin fee / account holder | $11,402 | $6,980+63.4% | $10,767+5.9% | $5,651+101.8% |