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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,272 | $89,370+29.0% | $141,197-18.4% | $72,976+58.0% |
| Participation rate | 74.4% | 75.1%-0.8pp | 82.5%-8.1pp | 69.5%+4.9pp |
| Annual return | 13.72% | 111.88%-98.2pp | 71.41%-57.7pp | 81.02%-67.3pp |
| Employer contribution / active EE | $1,116 | $3,115-64.2% | $4,736-76.4% | $2,440-54.3% |
| Participant deferral / active EE | $6,769 | $5,419+24.9% | $6,710+0.9% | $3,608+87.6% |
| Admin fee / account holder | $21,024 | $5,957+252.9% | $10,265+104.8% | $5,124+310.3% |