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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,756 | $54,162-61.7% | $68,612-69.7% | $64,173-67.7% |
| Participation rate | 65.6% | 68.1%-2.4pp | 72.2%-6.6pp | 69.6%-3.9pp |
| Annual return | 0.74% | -1.62%+2.4pp | -4.63%+5.4pp | 7.63%-6.9pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,359 | $2,626-48.2% | $3,311-58.9% | $3,470-60.8% |
| Admin fee / account holder | $1,530 | $4,029-62.0% | $5,131-70.2% | $4,887-68.7% |