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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,625 | $64,719-37.2% | $112,249-63.8% | $68,486-40.7% |
| Participation rate | 62.5% | 67.2%-4.7pp | 75.1%-12.6pp | 67.9%-5.4pp |
| Annual return | -16.05% | -11.40%-4.7pp | 27.48%-43.5pp | -7.85%-8.2pp |
| Employer contribution / active EE | $1,855 | $2,747-32.5% | $3,636-49.0% | $2,597-28.6% |
| Participant deferral / active EE | $3,575 | $3,565+0.3% | $4,729-24.4% | $4,028-11.2% |
| Admin fee / account holder | $1,439 | $5,232-72.5% | $6,412-77.6% | $5,404-73.4% |