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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,121 | $57,352-71.9% | $83,831-80.8% | $64,173-74.9% |
| Participation rate | 75.9% | 68.6%+7.3pp | 76.1%-0.3pp | 69.6%+6.3pp |
| Annual return | -7.49% | 11.38%-18.9pp | 850.99%-858.5pp | 7.63%-15.1pp |
| Employer contribution / active EE | $2,093 | $2,546-17.8% | $3,631-42.3% | $2,381-12.1% |
| Participant deferral / active EE | $4,061 | $2,993+35.7% | $4,082-0.5% | $3,470+17.1% |
| Admin fee / account holder | $1,798 | $4,046-55.6% | $5,479-67.2% | $4,887-63.2% |