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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,537 | $81,870+105.9% | $119,634+40.9% | $68,490+146.1% |
| Participation rate | 82.1% | 71.9%+10.2pp | 79.3%+2.9pp | 67.9%+14.2pp |
| Annual return | -20.58% | -23.82%+3.2pp | -14.98%-5.6pp | -7.85%-12.7pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $4,232-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $14,880 | $4,148+258.7% | $5,601+165.7% | $4,028+269.4% |
| Admin fee / account holder | $6,023 | $6,583-8.5% | $10,329-41.7% | $5,403+11.5% |