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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,401 | $99,994+173.4% | $146,643+86.4% | $85,847+218.5% |
| Participation rate | 76.7% | 73.1%+3.6pp | 80.1%-3.4pp | 69.3%+7.3pp |
| Annual return | 15.12% | 18.93%-3.8pp | 22.75%-7.6pp | 318.61%-303.5pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $14,489 | $4,006+261.7% | $5,506+163.1% | $3,952+266.6% |
| Admin fee / account holder | $22,858 | $7,703+196.7% | $10,280+122.3% | $6,261+265.1% |