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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,602 | $106,247+150.0% | $96,515+175.2% | $139,466+90.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 7.70% | 38.47%-30.8pp | 35.73%-28.0pp | 373.66%-366.0pp |
| Employer contribution / active EE | $12,500 | $4,106+204.4% | $3,740+234.3% | $4,754+162.9% |
| Participant deferral / active EE | $2,319 | $5,456-57.5% | $4,880-52.5% | $6,712-65.5% |
| Admin fee / account holder | $0 | $7,885-100.0% | $6,735-100.0% | $11,409-100.0% |