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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,754 | $133,998+78.2% | $112,263+112.7% | $134,545+77.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -7.53% | 47.17%-54.7pp | 27.49%-35.0pp | 418.37%-425.9pp |
| Employer contribution / active EE | $15,000 | $4,040+271.3% | $3,636+312.5% | $4,742+216.4% |
| Participant deferral / active EE | $1,785 | $5,292-66.3% | $4,729-62.3% | $6,401-72.1% |
| Admin fee / account holder | $2,998 | $7,493-60.0% | $6,410-53.2% | $11,431-73.8% |